Foreclosures

The experienced attorneys at Porto Legal Center have real solutions for your foreclosure problems – solutions that don’t always require filing bankruptcy. Which solution is best for you depend on your particular circumstances and the stage you’re at in the foreclosure process. The earlier in this process that you contact Porto Legal Center the greater the number of solutions that are available.

If you have been served by the sheriff or process server with a Summons and Complaint from your mortgage lender then time is of the essence to protect your rights. Whether or not you decide to put Porto Legal Center to work for you, it is important that you seek competent legal help immediately. If, however, you decide to put our experience and solutions to work for you then we will fast track your case in order to preserve as many of your rights as possible.

Please note that if you were served with a Summons and Complaint some time ago and have not responded that Porto Legal Center still has solutions for you as well. But the longer you delay in contacting us the fewer the options that will be available.

For those of you that have decided you can no longer afford to keep your home and are going to walk away it is still important to protect yourself. There is still the possibility of a deficiency judgment with the potential of wage garnishment to satisfy this judgment. So you also should make an appointment with Porto Legal Center for a free consultation to understand how we can help. You also need to consider the tax consequences with the IRS of just walking away or even if you decide to complete a short sale. An appointment with Porto Legal Center can possibly save you thousands of dollars and a lot of headaches.

Our arsenal of solutions is at its greatest number if you are able to contact us early in the process, when you’re only a few months delinquent with the lender. This is especially true if your lender just recently refused to accept any further monthly payments. The available solutions depend on your over-all circumstances such as: the number of mortgages on your home and the status of each; the status of the property taxes and homeowner’s insurance; other liens on the property such as by the IRS or a contractor; the status of any home owner’s association; and whether it makes economic sense. So contact Porto Legal Center right now for a free consultation to find out what solutions are best for you.